Beware of Fly-By-Night Contractors

After storms roll out, contractors often roll in, knocking on doors to offer repair and roofing services. While you may be eager to get your home back in order, exercise caution as you make your decision.

Watch out: 7 warning signs

The Ohio Department of Insurance (ODI) advises consumers to be wary of anyone who:

1. Uses high-pressure tactics
2. Is not registered with Ohio’s Secretary of State
3. Suggests you don’t contact your insurer
4. Asks you to give them Power of Attorney so they can negotiate with the insurance company
5. Provides an estimate substantially higher than other estimates
6. Asks you to sign a contract before it is fully completed (“I’ll fill in the rest later”)
7. Requires cash for a down payment

Note: If you believe a home-repair contractor has defrauded you or encouraged you to file a false insurance claim, call ODI’s Fraud and Enforcement Division at (800) 686-1527.