Insurance Blog

Please read and comment on our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

 

August 4th, 2017 by Hubbard Insurance Agency

Does Your Auto Insurance Cover Air Conditioning?

Driving a car with no A/C can be miserable during the hot summer months, particularly during a heatwave. As important as it is to your comfort and that of your passengers, automotive air conditioning can be expensive to repair or replace when it breaks down or malfunctions. In many cases, when the A/C malfunctions, it is considered normal wear-and-tear and not covered by auto insurance... Read Article

5 Behaviors That Can Raise Your Life Insurance Premiums

Your hobbies, lifestyle, and overall health impact how much you pay for life insurance. For example, if you have decided to take up scuba diving, mountain climbing, rock climbing, BASE jumping or decide that you want to get involved in skydiving, these activities will affect the cost of your policy. Essentially, your life insurance policy is a legal contract between you and the company that... Read Article

The Importance of Key Person Insurance for a Startup

If you are the founder of a startup, chances are that you and your co-founders live and breathe the business, and without you, the enterprise would not exist. That is why key person insurance is essential for your startup. What Is Key Person Insurance? Think of it as life insurance for your company. While a regular life insurance policy is designed to compensate the spouse... Read Article

Want a Safer Home? Consider These Inexpensive Fixes

You Don’t Have to Be Handy to Make Your Home More Livable Home improvement: It’s a never-ending process for many people, and for those of us who aren’t necessarily handy, it can be a hassle, too. But there are plenty of simple maintenance tasks and other improvements you can handle to make your home safer – whether you’re handy or not. And you won’t have... Read Article

Know the Electrical Dangers Lurking in Your Home

I love electricity. Without it, we wouldn’t have Electric Avenue, The Electric Company, the Electric Slide, or Electric Light Orchestra. But as awesome as electricity is, it also causes approximately 53,600 home fires every year. That statistic comes from the Electrical Safety Foundation (ESFi), sponsor of Electrical Safety Month and author of some great educational materials about the electrical hazards in your home. As an... Read Article