Category: Flood Insurance

Do I Need Flood Insurance?

You might think you don't need flood insurance if you live in an area that is considered "high and dry." Although some areas are more susceptible to flooding than others, flooding can occur anywhere. With heavy rains, spring thaws, or rapid accumulation of rain after a wildfire, flooding can occur in places that are not generally considered at risk. How Does Flood Insurance Differ from... Read Article

Basic Guidelines For Purchasing Flood Insurance

Do you need flood insurance? Any home or business can be damaged by water incursions, even those located in a low to moderate flood risk area. If you have concerns about the possibility of flooding due to storm conditions, rising water, fast melting snow, mud, or other situations, getting flood insurance could save you thousands, tens of thousands, or more. Our local agents are here... Read Article

5 Things to Know About Flood Insurance

The Ins and Outs of Flood Insurance “I’m not in a flood zone, so I don’t need flood insurance.” I can’t tell you how many times I’ve heard that. Each time my reply is: “Well, that’s not exactly true.” Most of the country is in some kind of a flood zone, a designation that indicates the area’s risk of flooding – some are just more... Read Article

Water, Water Everywhere

To avoid swimming in damage, keep water in its place By Kim Kaercher Reprinted from Erie Sense Magazine – March 10, 2010 There’s nothing like waking up at 2 a.m. to the sound of running water. Not the relaxing sound of ocean waves or tropical waterfalls on your sound machine, but the whoosh of water pouring through your roof during a late night rainstorm. Trust... Read Article

Ready for Anything

Believe it or not, floods happen everywhere. How prepared are you? The thunder on that July day in 2001 was loud and dangerously close, recalls Wanda Blankenship. Then came the rains cascading from the West Virginia sky—almost 11 inches in a few short hours. Fortunately, Blankenship had purchased flood insurance to safeguard her two businesses, a convenience store and a supermarket. The insurance helped cover... Read Article