Category: General

Social Host Liability

Be a Responsible Host When It Comes to Serving Alcohol at Parties Whether you are hosting a Super Bowl party or greeting the New Year with friends in your home, if you are planning to serve alcohol at any type of party it is important to take steps to limit your liquor liability and make sure you have the proper insurance. Social host liability, the... Read Article

3 Common Insurance Misconceptions

How to Avoid Surprises From Your Insurance   When it comes to insurance, there are many misconceptions floating around—too many to cover in this short article. Here are three in particular that could put you at serious financial risk: Misconception 1: “I have an umbrella policy, so I’m covered for everything.” False. Though the intent of a personal umbrella policy is to provide an additional layer of... Read Article

How to Age Gracefully With Your Parents and Plan for the Future

Have you ever read the children’s book Love You Forever, where the mother cares for her growing son until, as a grown man, the son cares for his aging mother? The story depicts a parent/child role reversal that many experience in real life. Talking about aging with parents can be difficult. But being honest about the topic is important. To help guide the conversation, here... Read Article

5 Things to Know About Flood Insurance

The Ins and Outs of Flood Insurance “I’m not in a flood zone, so I don’t need flood insurance.” I can’t tell you how many times I’ve heard that. Each time my reply is: “Well, that’s not exactly true.” Most of the country is in some kind of a flood zone, a designation that indicates the area’s risk of flooding – some are just more... Read Article

Answering 3 of the Most Common Questions About Auto Insurance

Important Things to Know About Car Insurance Rates, Claims and Coverages This post is part of a series of insurance blogs on Safeco.com showcasing the expertise of independent insurance agents and aimed at helping you understand important insurance coverages and issues. At the surface, car insurance can seem fairly straightforward. You buy a policy, and if you get into an accident, it comes to your... Read Article