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Category: Holidays

Social Host Liability

Be a Responsible Host When It Comes to Serving Alcohol at Parties Whether you are hosting a Super Bowl party or greeting the New Year with friends in your home, if you are planning to serve alcohol at any type of party it is important to take steps to limit your liquor liability and make sure you have the proper insurance. Social host liability, the...

Are Your Valuable Holiday Gifts Protected?

The holidays are over, but the presents you received should last for years to come. Whether you got the latest electronic gizmos or gadgets, jewelry or gems, computers or collectibles, furs or firearms, boats or bank notes, these are all expensive valuables that may cost a lot to replace if they are damaged, lost or stolen. Most homeowners policies typically limit how much you can...

8 Tips for Keeping a Fire Safely in its Fireplace

Do you like having a crackling fire in the fireplace while you're watching a movie on a cold winter's night? I sure do! There's definitely something alluring about having a fireplace in your home. According to the Hearth, Patio & Barbecue Association's (HPBA) 2011 statistics, fireplace ranks second among the top features buyers seek in a home. Additionally, approximately 80% of American homes have a...

Getting Your Furnace Ready for the Winter

Let's admit it, summer is definitely the most cheery season of the year. That warm, sunny weather boosts our mood and allows us to go on adventures wrapped in the warmth of the sun. But hey, winter has its perks too! Think of all those holiday parties, tasty treats and snow forts! Or maybe you prefer a warm, cozy night watching your favorite movie or...

5 Holiday Mishaps: Does Your Policy Cover That?

How Your Liability Coverage May – or May Not – Protect You This Holiday Season You know your homeowners insurance protects you if fire damages your home or burglars make off with your valuables. But, did you know the typical homeowners policy also includes liability coverage? Depending on the specifics of your policy, liability coverage typically provides: Coverage against the cost of lawsuits for damages...