Category: Life Insurance

Term Life Insurance

Life insurance policies come in a variety of forms that make it easier for applicants to custom fit the right plan for their needs. Some policies build up cash values, some give coverage for your lifetime, while others cover you for a specific number of years. Some policies let you change from one kind of life insurance to another. There are policies that even give you benefits while you are still...

Life Insurance Buyer's Guide

How to determine how much life insurance you need How much of your family income do you provide? If you die early, how much money would your survivors need for daily living? What about others who might depend on you financially or personally? Do you need to consider childcare expenses? Looking forward, how much will it cost for your child’s education? Will you need money for final expenses, such as funerals, unpaid...

Life Changing Events

Have you experienced any life changing events that require you to call us about your life insurance? Some example events that would require you to update your policy are listed below: • Marriage • Childbirth or Adoption • Changing Employment • Buying a New Home • Starting a Business • Change in Retirement • Responsibilities for Elderly Parents Make sure you reflect at least annually on your...

The Importance Of An Insurance Checkup

Every year, it is advised that you take the time to get an "insurance checkup." Your financial health is an important issue, one that will affect every area of your life. Having the correct levels of coverage for your business insurance and personal insurance is a critical issue, and your policies should be reviewed on a yearly basis. As a business changes and grows, insurance...

Nine Reasons to Check Your Insurance Coverage

As our lives change, so do our insurance needs. Here are some examples of when to check your coverage: 1. You’re remodeling or building an addition to your property. In some cases, remodeling projects can increase your home’s reconstruction cost and you may want to adjust your homeowners insurance coverage. (Whenever you hire a contractor, be sure you request a certificate of insurance to confirm...