Control Winter Losses

Most of the time, homeowners can protect themselves from winter-related property losses by using good, old-fashioned common sense. Experts advise that we follow a few simple rules to have a more pleasant cold weather experience. Here are a few tips for preventing losses at home this winter: Have your heating system inspected to make sure it is working properly. If you use a supplemental heating... Read Article

3 Common Insurance Misconceptions

How to Avoid Surprises From Your Insurance   When it comes to insurance, there are many misconceptions floating around—too many to cover in this short article. Here are three in particular that could put you at serious financial risk: Misconception 1: “I have an umbrella policy, so I’m covered for everything.” False. Though the intent of a personal umbrella policy is to provide an additional layer of... Read Article

Is Your Yard a Fire Risk?

Reduce Your Risk of Fire Through Smart Landscaping With much of the country suffering through drought conditions, the threat for wildfires is incredibly high. Even if you don’t live in a rural area, the landscaping you have around your home could increase your own fire risk. There are things you can do, however, to improve safety while still maintaining the beauty of your natural spaces.... Read Article

Winterizing Your Seasonal Home

It’s a necessary task for any seasonal home owner, and you still have time to get it done: preparing your seasonal home for the rigors of winter. Properly planning now can help you avoid damage and expensive repairs in the spring. The best preparation is to develop a checklist of tasks and then follow it faithfully. Here are the major areas for winterization that Foremost... Read Article

Steps to Help Prevent Frozen Pipes—or Unfreeze Them

Freezing Temperatures Can Lead to Frozen Pipes and Water Damage You wake up on a cold winter morning, head into the bathroom or kitchen, turn the faucet and … a trickle. Or, nothing at all. You have a frozen pipe. What do you do now? Better yet, how do you avoid this messy, potentially expensive situation in the first place? Here are some ideas to... Read Article