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Tag: Claims

Top Five Dangers to Your House

There are many common myths about potential dangers in and around the home that can keep some homeowners up at night. However, the gap between myth and fact can make all the difference when it comes to reducing risk in your house. So what does the data tell us are the biggest risks to your home? From leaking valves to house fires, a look at...

Preventing Deer Collisions

We have already assisted several of our clients with deer accidents this year.  While deer accidents are often unavoidable, there are things you can do to minimize the risk. Listed below are 5 Tips to Avoid Hitting a Deer:   Watch for multiple Deer. They rarely travel alone. If a deer crosses in front of you, chances are there are others nearby. Slow down and keep...

When is a Car Considered Totaled - and What Happens When It Is?

The first step in determining whether a car is totaled (or, in insurance terms, a total loss) is to calculate its actual cash value (ACV) at the time of the loss. The ACV is how much your vehicle is worth after factoring in depreciation. (On average, vehicles depreciate between 15 and 25 percent each year during the first five years.) At Erie Insurance, a claims...

Beware of Fly-By-Night Contractors

After storms roll out, contractors often roll in, knocking on doors to offer repair and roofing services. While you may be eager to get your home back in order, exercise caution as you make your decision. Watch out: 7 warning signs The Ohio Department of Insurance (ODI) advises consumers to be wary of anyone who: Uses high-pressure tactics Is not registered with Ohio’s Secretary of...

Your Duties In The Event Of A Loss

As a condition of coverage, your property policy requires certain things of you in the event you have a loss. These are conditions that must be met by the policyholder in order for the insurance company to pay for the loss. ►►Prompt notice of loss must be given to the company or their agent. ►►In the event of a loss by theft, the police must...