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Tag: Disability Insurance 2

Denial, Fear and Confusion

Have you contacted anyone about your life insurance or long-term care insurance? The purpose of these policies is to provide you and your family a safety net should you become too incapacitated to stay at home, or should you die. It’s not pleasant to think about one’s mortality or incapacity, but it is a reality. Refusing to confront, or procrastinating about, the need for long-term...

Key Employee Disability Income Insurance

Sometimes considered the companion policy in a key employee package, key employee disability income insurance is often included along with life insurance. The probability of a key employee becoming partially or totally disabled is actually greater than the probability of death during employment. The key employee disability insurance will pay the firm anywhere from 40 to 70 percent of the disabled employee’s income. Should the...