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Tag: Home Insurance Rocky River

Why Do So Many Renters Go Without Insurance?

In May 2012, a survey conducted by the Insurance Information Institute revealed that while most homeowners carry insurance coverage, only 31 percent of renters buy renters insurance. Most alarming in this report, renters outnumber homeowners in some of the United States’ largest cities. Renters insurance provides protection against loss of your possessions when you rent a house or apartment. A renters policy covers losses caused by fire, lightning,...

Home Sweet Home: Do I Need Renters Insurance?

When to get Renters Insurance for Your Place It's one of the most misunderstood insurance products on the market. If you live in an apartment or have a child renting an apartment at college, renters insurance is a must. Renters insurance protects you from losses caused by theft, natural disasters or a lawsuit. Yet many renters don't have such insurance. Data from a 2013 Insurance Information Institute poll revealed that only 35 percent of...

8 Questions to Ask Before Buying Boat Insurance

Watercraft Insurance Questions to Ask Your Agent Whether you take to the lake for water sports, drift down the river casting your reel or sail the ocean blue, being on the water floats your boat. Your watercraft and its engine(s), your trailer and other equipment – it all represents a sizeable investment that’s important to protect by selecting the right insurance coverage. Here are eight...

Keeping Coverages Current

A home and its contents frequently represent a major portion of a person’s net worth. Failure to keep coverage current could result in a claim not being covered. Whose responsibility is it to maintain adequate insurance coverage? When all is said and done, it is the policyholder’s responsibility to review the policy regularly and inform his/her agent of any needed changes. Your agent can search through the maze of complex coverages, advise you...

Preparing For Winter

Wintertime and winter weather can be tremendous fun, but cold and snow can also pose danger. Slippery roads, downed power lines and tree limbs, and freezing cold temperatures all bring an added measure of suspense to our daily activities. There are simple steps you can take that will take the chill off your wintertime experience. In your car. It is not enough to throw a...