Tag: Insurance Agent Rocky River

8 Questions to ask Before You Buy Car Insurance

Auto Insurance Questions to Discuss With Your Independent Agent Of all the types of insurance available, auto insurance is likely the one you feel most familiar with. All but a handful of states require some insurance to drive, which makes getting car insurance almost as much a rite of passage as getting a driver's license. But, are you asking the right car insurance questions when...

Term Life Insurance

Life insurance policies come in a variety of forms that make it easier for applicants to custom fit the right plan for their needs. Some policies build up cash values, some give coverage for your lifetime, while others cover you for a specific number of years. Some policies let you change from one kind of life insurance to another. There are policies that even give you benefits while you are still...

Keeping Coverages Current

A home and its contents frequently represent a major portion of a person’s net worth. Failure to keep coverage current could result in a claim not being covered. Whose responsibility is it to maintain adequate insurance coverage? When all is said and done, it is the policyholder’s responsibility to review the policy regularly and inform his/her agent of any needed changes. Your agent can search through the maze of complex coverages, advise you...

Does Your Condo Policy Cover Loss Assessments?

Why Every Condo Owner Needs Sufficient Loss Assessment Coverage As a condo dweller, you’ve got it good. Everything inside your walls is your kingdom. You pay your homeowners’ association dues so the HOA can take care of the rest, maintaining the building, common areas, landscaping and more. So, if a fire damages the lobby of your building, you’re not out any additional money, right? Actually,...

Tragedy During Diploma Season

It's Time to End Drunk Driving The festivities of graduation season are here — a time to celebrate the energy and optimism of the new grads. Parties marking the occasion will probably include alcohol, increasing the risk of drunk — and even "tipsy" driving. Last year, almost 10,000 people were killed in accidents involving alcohol. How will you make sure your insured is safe and...