Should You Purchase An Umbrella Policy?
Posted: August 19, 2015
If you are ever sued, your standard homeowners or auto policy will provide you with some liability coverage, paying for judgments against you and your attorney’s fees, up to a limit set in the policy. However, in our litigious society, you may want to have an extra layer of liability protection. That’s what a personal umbrella liability policy provides. An umbrella policy kicks in when you...
Talking to Your Teen About Safe Driving
Posted: November 1, 2014
When teens begin to drive, according to the National Highway Traffic Safety Administration (NHTSA) and the National Safety Council, the sobering statistics start to pile up: Car crashes are the leading cause of death for U.S. teens ages 14 through 18. A teen’s crash risk is three times that of more experienced drivers. Being in a car with three or more teen passengers quadruples a...
Preparing For Winter
Posted: November 13, 2013
Wintertime and winter weather can be tremendous fun, but cold and snow can also pose danger. Slippery roads, downed power lines and tree limbs, and freezing cold temperatures all bring an added measure of suspense to our daily activities. There are simple steps you can take that will take the chill off your wintertime experience. In your car. It is not enough to throw a...
Denial, Fear and Confusion
Posted: December 18, 2011
Have you contacted anyone about your life insurance or long-term care insurance? The purpose of these policies is to provide you and your family a safety net should you become too incapacitated to stay at home, or should you die. It’s not pleasant to think about one’s mortality or incapacity, but it is a reality. Refusing to confront, or procrastinating about, the need for long-term...
Usability of Passwords
Posted: December 5, 2011
Security companies and IT people constantly tell us we should use complex and difficult passwords. However, some research has shown that simple passwords can be used more effectively. If the password is something easy to remember but multiple words, it can be more successful. The work involved in hacking passwords is pretty simple. There are five typical ways used. Asking: Amazingly, the most common way...