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Tag: Rocky River Renters Insurance

Tenant’s Improvements to the Premises

A common circumstance surrounding commercial leases involves the tenant making alterations, or improvements to the rented premises. A strip mall retail location could be used for many different types of tenants. It is unreasonable to assume that the premises is already set up to handle any type of tenant from a clothing store to a restaurant. For example, a new tenant might have to build...

Moving In Together?

Add “Talk to Your Agent” to your list of things to do. There are lots of things to think about when you’re getting ready to make that next move—the move in. Who’ll do the dishes? Which car parks where? And, if your move in comes with a wedding band, you’ll have even more questions, like will you join finances? As your agent, we can help...

Your Duties In The Event Of A Loss

As a condition of coverage, your property policy requires certain things of you in the event you have a loss. These are conditions that must be met by the policyholder in order for the insurance company to pay for the loss. ►►Prompt notice of loss must be given to the company or their agent. ►►In the event of a loss by theft, the police must...

Tenant Improvements

When a tenant makes permanent improvements to a leased building, the improvements usually become the property of the building owner. The tenant gains the ability to use and enjoy the improvement or betterment during the period of the lease. Examples of improvements could be air conditioning, office partitions, lighting fixtures, or special electrical or plumbing installations necessary to run your business. The commercial property policy...

Renting A Car

When you rent a car, you are liable for injuries, property damage you cause to others, and damage to the rental car regardless of fault. With some restrictions, your auto insurance policy will cover you in your policy territory (United States, its possessions and territories, and Canada) if you injure someone or their property. In most cases, your auto policy will also cover damage to...